Fair Field County Business Daily

Investments? I am taking an investment class this semester. I need to make 500K in “phantom investments” into a program called Stock-Trak Simulation. 100K is allocated to a speculative portfolio and 400K is considered a permanent portfolio. In my permanent portfolio I need to buy 10 to 15 stocks from various industries and hold them to the end of semester (11/17/06). No more than 10 percent of the 400K can be from one industry. Does anyone have any recommendations for this breakup of the 10 to 15 stocks for this timeframe? Any website recommendation for research or advice?

investments? I have this money which is not making any money for me, so i am planning to invest in some little thing. (about $1200) can anyone suggest me what sort of thing i should invest in? right now, i am thinking of investing in currency by exchanging it into Chinese Yuan. Any suggestions? Thank you What do you also think of investing in gold?

What kind of investments could I get for my newborn daughter for long term financial gain? I want to give her a good if not great start once she is 18. I hope to have a good enough investment to at least pay for college, but I would love to find one that would have her set up financially even after college. I know very little about investments, so any help would be greatly appreciated. Thank you!

What are some good investments for the imminent inflation crisis that will soon hit us? Im looking for investments that will increase during an inflationary period. Im not looking for arguments or opinions on if/when its going to happen just investments strategies that have a good potential to increase during inflationary periods. Thanks, Paul REIT is the only thing I can remotely invest in in my company 401k plan so I think this is my best option.

What percentage of US households has investments in the stock market? Where can I find statistical data, from a reliable source, about how many households (I'm looking specifically for middle-class, but global stats would also do) have investments in the stock market?. I don't mean trust funds or other "indirect" investments but people actually buying and trading stocks.

What type of investments should a young adult start out with? I leave for Navy boot camp in 2 months. I'm thinking that it would be very beneficial to start investing my money right away. What type of investments should I look into, and what percentage of my income should I be investing?

What percentage of my investment portfolio should be high risk investments? I'm 29. What percentage of my investment portfolio should be high risk investments? When do I begin to move these to more conservative investments?

How often should an investments manager be in touch? I use a financial planner, and he manages my investments - $140,000 in stocks and mutual funds. Over the course of a year how often should he be in touch?

How do you invest in Gold and Silver investments in the Philippines? How do you invest in Gold and Silver investments in the Philippines? Are there any laws to dual citizens to own these investments?

How do I protect my investments from a Market Crash like what happened in 1929? How do I protect my investments from a Market Crash like what happened in 1929? I would also appreciate a recommended book that speaks on this subject.

What are some high return investments in this sluggish economy? We don't know if the real estate will ever recover. Don't know if the stock market will ever be the same again. What are some high return investments?

Which is better way to start investments in US , life insurance or mutual funds? Hi I would like to start in investments,what are the top rated companies in life insurance or mutual funds?which gives more profit?

What type of investments should I get into? I am going into college next year and want to put my summer job money into investments. Total $ will be less than $1500. WHat kind of investments will be the best for me. No short term withdrawing forseen.

What do I do about my bank account and investments while I backpack around the world ? I am planning to quit my job, sell all my belongings, end the lease on my apertment, take my savings and travel around for a year. I need to maintain cirtain things while I am on the road like a bank account and my investments, I can do all the administrative stuff online but I think they want me to have an address. Where do I have mail go for a whole year and what about taxes on investments ?

What are the risks involved in investments in mutual funds? People are advised to invest in mutual funds depending on their "risk appetite". As a beginner I need to understand what is implied here and how does one assess risks involved in such investments. How should one choose funds which will minimize risks but give reasonably good return? It seems some comprise has to be made, but how? Kindly explain in some detail as I am new in this area. Thanks in advance.

Do doctors' investments in pharmaceutical and health care stocks create a conflict of interest? If a doctor has an investment in a drug company that has just come out with an expensive new drug, is he more likely to prescribe it? Are those investments likely to influence the doctors' stance on health care reform?

How do I take control of my investments from a financial advisor? I have an advisor who isn't advising very well. I'm not getting much bang for the fees that I pay. The investments I've made on my own are outperforming the funds my advisor controls. I don't really want to transfer to another advisor, who will do the same job of ignoring my needs. I'd like to transfer everything to myself, since I can't sell anything in this down market. How do I go about this?

Where do I start to learn about investments and retirement planning? Is there a good website with explanations on terms such as mutual fund, bonds, equities...that also explains how to get started? I need help understanding person finance and investments. Any useful advice appreciated. Personal finance, I meant!

What are the best investments during an economic depression? Not to be all doom and gloom, but in my opinion, the writing is on the wall regarding the economy, the real estate and financial markets, and I am extremely worried about the future. So what are the best investments during serious recessions or even depressions or hyperinflation? I'm not simply talking about securing/holding onto current value, but to take advantage of the situation. I.e., what were the best investments during the Great Depression? Gold? Other precious metals/natural resources?

Do I have to pay capital gains taxes on international investments if I live in the US? I am planning on making some investments outside the country (stock market investments). Can I access the profits while living in the US or will I have to pay capital gains taxes on it? If so, how much will I have to pay say for $10,000 in profits?

What happens to a persons assets and investments if he gets deported? He lived in the US as a permentant resident since he was a child. He got convicted with a crime when he was in his adolencent years. Ever since that one conviction he has been a hardworking resident for 13 years and have no problems with the law. Now he has grown up and matured and successful tax paying business man. Should he get deported and separated from his family? Also what happens to the persons assets and investments?

What is the opitmal way to diversify my investments? I always hear people saying that diversifying your investments. I would like to know what exactly it means. I checked many places like wikipedia or the capital asset pricing model. None of them states clearly what exactly diversifying means in real practice.

How do I cash in money from a grey National savings Investments account? I have recently found a very old a grey National Savings Investment Account booklet with quite a bit of money it which hasn't been touched since 1989. The post office were remarkably unhelpful and just gave me a booklet on applying for a current investments account. The booklet does say i need to send it off to get the interest calculated. But then it does say all information was correct at time of printing in 1987 so i wouldn't really trust that any more.

How does the economic crisis affect those without investments or savings? Does it reach all the way down to the "little guys" or only those with investments and/or big savings accounts?

How does changes in the interest rate affect the type of capital investments undertaken? I'm alright on how it would affect the amount of capital investments but not the individual types of capital investments. Thanks.

What max percentage of my investments should I put into my own company's stock plan? My company offers an employee stock purchase plan (15% off). Since the Enron implosion, I've read it's not a good idea to invest a large amount of one's money into your own company (or any one company, for that matter). What maximum percentage of my investments should I put into my company? Right now I'm putting about 15% of my annual investments in my company.

I have some very conservative investments, mostly mutual funds. What will happen to them in a deep recession? I have some mutual funds which are made up of very conservative investments - nothing too risky. Over the past few decades this fund has done nothing but grow slowly. Sometimes it goes down a bit, sometimes it spikes a bit, but overall it shows a pattern of growth, which is great. What will happen to these investments if we go into a bad recession? Will they decrease in value a lot? Should I try and head this off by changing my portfolio? Or just ride it out? Thanks!

What sort of investments will likely create a young Warren Buffett? I want to know what sort of investments will likely create a young Warren Buffett, and with wealth standards as rich as the real Warren Buffett, i.e. multibillionaire? Please give a good answer to earn 5 star best answer.

What is the ideal time frame for stock market investments to reap noticable benefits? Hi, I am just courious to know that how long does it take to earn atleast > 25% from your stock market investments. (I've invested in indian market, so looking for relevent responses.)

What type of investments can a college student invest in? I make about $500 a month on my part time job. I'm sitting out of school for a semester because I'm on academic suspension. I'm waiting on a job from the government or at Wallgreens full-time. In my current situation what kind of investments can I do? Also I'm changing my major to Business and Marketing Management Technology. The degree is at a 2 year community college and it's an Applied Science Degree which is legit.

Are there any investments I can make that will yield returns in a few months? I'm 24 and planning a big move in a few months. I work online and am saving money toward my move now. I don't have many expenses now because I'm staying with a relative. I work online and make about 1,200 dollars a month. Are there any short-term investments I can make that will help me with my move in July? Thanks.

What are good investments to hedge against a bird flu pandemic? I'm guessing that the stock markets will crash if there is a bird flu pandemic. Are there any investments that will increase or retain most of their value in such a situation?

How can I even up the investments for my children? My son and daugther are 4.5 years apart in age. My son was the first grandchild and my grandmother showered him with various stocks and investments. By the time my daughter came along, there were too many great-grandchildren and Grandma couldn't keep up. I want to even my kids up, but my daughter shouldn't have the same amount as my son as she's younger. Is there some formula that I can use to determine how much my daughter should have compared to my son to insure that they're somewhat close in value when they take over the accounts when they're grown. Obviously, subject to market fluctuations. When I buy an investment now, I buy the same one for both, so that if one pick is good or bad, they're affected equally.

Is a loss from a personal loan the same tax category as a loss from stock investments? I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments -- in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!

What kind of investments should I make on internet companies to create wealth? I will have saved up £5,000 by the time I turn 18, I want to use it to try and create at least a million pounds of wealth during sometime in my early 20s by investing into Internet stocks. What kind of investments into internet stocks should I make either out of internet company IPOs or options trades, or is there anything better I could do to make the money by still investing into internet stocks?

How much in cash/investments have you got and how old are you? Im 33 and earn approx 75000pa, I have 2 properties one is nearly paid off and I rent the other out to gear it. I have approx 80000 dollars saved in cash and investments. I have a wife earning approx 20000pa and no kids. I have not inhereted or won any money.

What are some good websites to learn about real estate investments? What are some good websites to learn about real estate investments? Also are there any websites other then realtor that I can use to search multi family houses for sale?

Why is there little investments into the Philippines despite its unique stregnths and resources? Why is there little investments into the Philippines despite its unique stregnths and resources? Look at Malaysia even vietnam is beating us in FDI inflows. Why is this so, when geographicaly we are at the gateway of east and south east asia we also serve as a bridge to the Americas. We have a liberal economy, english proficiency, young population and high education rate. Since we are smack in the middle of 4 economically dynamic regions, we have a diverse and versatile culture and posses high quality resources (Natural, Man-power and Intellectual) Why then do we pale in comparison to the rest of our kin? Where did we go wrong? What happened? indonesia is more corrupt than the philippines. yet they recieve more FDI's too.

what happens to my investments if the mutual fund company goes bankrupt? I have recently invested in a mutual fund but there have been rumors that the bank might go bankrupt. In that case what will hapen to the investments that I have made? Also as per the policy, I cant pull out my money for a minimum period of 3 years.

What is the average percentage of dividends paid out on investments? I was wondering if there is an average that investments pay out in dividends. I am sure that each one is different but what is typical? 2%, 10%??? I have no clue.

what are the investment choices where I can avoid tax or atleast get least taxed on my investments ? I learned even mutual funds are taxed - so I'm seeking any investment opportunities or ways or chances where my money is save and yet can sort of avoid tax or at least get the most reduced tax on my investments. w_danko - thank you , I'll wait for more views Spock (rhp) and maximus 3ad - thank you , thank you so much !!! I got the picture very well now and I'll wait in case other answerers might jump in for a different perspective or point of views or suggestions. Bryan K - wow , I guess I just became your ardent fan - nice ideas. Though I'll still wait for more investments on answers for this curiosity of mine !!

What are some could investments both short term and long? I am only 28 years old and after many years of bad money managment I am beginning to see a little light again.Are there any short term safe investments that can help me now,and long term for retirement and kids college?

What are the worst investments and spendings? Ok, so we know what are good investments, stock, housing, mutual funds, retirement. But where does most of our money go wasted? After eating and renting and gas, where do you see yourself, or most Americans waste money on? Books? Movies? Junk food? Education they didn't need? Travel? Timeshares? Certain bills? Excessive taxes? I'm asking for two reasons, if I can know what people waste money on, I can avoid them. Secondly, if I can know what's profitable and people are stupid enough to buy, why would I let it pass me? Yes, I know "waste" is subject, but I think most people once in debt and need of money, would agree (in 20/20 hindsight) that lots of luxuries such as pets, cars, books, tipping waiters, eating out are things they 'wasted' and probably better spent if they saved it and prepared for times of unemployment or pay cuts. Also, we have every right to say people are wasteful or stupid just a they have every right to ignore our opinion. Luckily from environments like these, we can remain anonymous and just tell stories (maybe even some fake ones) that can be advice or lesson to others.

What will be the next best area for real estate investments? After the economy gets stabilized, what do you think will be the next hot area for real estate investments? For example, those who invested in the DC area in the early 2000s saw a HUGE ROI a few years back.

How do I transfer US investments to Canada w/out losing it all to taxes? My US investments have rebounded but I'm living in Canada and would like to "cash out". Anyone have experience with cross-border tranfers etc?

Real Estate Investments has the potentials of Asset Base to deal with Lenders but? EXIM or Direct Commercial Investments has the opportunity of 'TURN OVER' Of these two (2) fields which one constantly has prevailing economic endeavors and profitability. Do you suppose GIFT OF 'DIVINE' VISION is ESSENTIAL in business planning to stand unpredictable financial market's investment miscalculations and / or calculations?

Who do car salespeople keep saying cars are investments? I am a financial controller and I know which is investment and which is not. Cars are so not investments cause they don't go up in value over time. Can they use any other lies?

Should I sell some investments to make payments easier for a new mortgage? I am about to purchase a condo from someone in my family. They are selling it to me for 78% of the appraised value so that I do not have to pay mortgage insurance. So, even if I sold it the day after I bought it, I could potentially make about 50,000. I am certain that my boyfriend and I will be able to make the mortgage payments on the house, but it will be tight. I have some money in investments, I was planning on not using any of the money until retirement, but should I use some of the investment money to go towards the home purchase so I don't have to pay so much in the loan? Or should I just take out a certain amount, say $1,000 to have in a quick cushion account, in case I need to use 1 or $200 to help pay for mortgage? Over the past 12 years I have been getting a 12% return on my investments, which is GREAT. I'm not sure I will get anything close to this by putting the money into this house, except for the fact that I am getting the place for 78% of the apprised value. Thoughts?

What are the most profitable investments? My husband is currently making a good salary, but because his job is very unstable, we are wanting to take the profits after getting out of debt and invest in what would be the most profitable investments. We don't want to do the stock market because of the economy and the instability of it. We are thinking either a mobile home park, land, houses, things like that. Does anyone have any ideas. Please don't give me ideas that are associated with what you do for a living to help you out....I am wanting advice based on what you have found to be profitable. Thank you for your help!

What does the stock market crash mean to someone with no investments, no superannuation? How does it affect us? My family only has savings accounts, no investments, a few token shares that we won't grieve over if we lose. In that case how does it affect us? I've heard prices of food may rise and jobs may go, but is this true and if so what jobs?

What are some ethical issues about investments in health? What do you consider the most important ethical issue that deserve attention when choices are being made about investments in health?

What would be your recommendation for investments in the following industries? Suppose you believe that the FED/Central Bank is going to dramatically loosen monetary policy. What would be your recommendation for investments in the following industries: a) Gold Mining b) Construction

10K gift to reduce taxes from investments for non-working parents? So my parents don't work & got some cash stocked away in hi-yeld interest accounts. They made about 30K on their investments last year in interest income. What is the best way to reduce their taxes? Is giving 10K to their grandchild going to have an effect on their taxible income?

How do i project my immediate investments to one year from now in excel? I used the npv formula to calculate my immediate investments but how to i get those results to project what it would be one year from now?

How much should a church have in investments? If expenses are exceeding the income (offerings) and a church needs to cash in some of their CD's to stay "afloat", how much does the church need to retain in investments to be sure that the church does not go bankrupt in the future? This is an independent church. If cutbacks are needed in the church, should they be in employee positions, salaries, benefits, or in the ministries of the church?

What's the best way for me to learn about stocks and other similar investments? I always wanted to learn about stocks and other investments but never really had the right mentors around me to help me get started? What do you think is the best way for me to get educated in this field? Should I just buy and sell a few shares and play around with them?

What are some good investments in the stock market? I'm looking for some good stock to invest in. Additionally, Can ya'll give me some good penny stock investments?

What are the federal income tax rates on investments? What are the federal income tax rates? I'm talking about investments. I heard there's one tax rates on savings account, a different tax rate on short term capital gains, a different tax rate on long term capital gains, another tax rate on dividends, and so on. Is there a chart somewhere that shows these rates so I can consider tax consequences of how I invest my money?

How do you determine what stocks or other investments you invest in? With thousands of companies and different stocks and funds..how does one determine what is best for them for long and short term investments.

how I can start a catering business. What are the minimum requirements and what will be minimum investments.? I want to start a vegetarian food supply business. how I can start this business. What are the minimum requirements and what will be minimum investments to start. I will be very thankful to them who give the requisite information. Kindly tell me from where I can get all required information.

Does anyone know what happened to investments in the Hartford? I heard that people who had investments with their brokers with the Hartford are now having problems with this investment. My brother-in-law recently invested with them. What will happen? Will he lose money because of the Hartford's problems?

What kind of investments is this? How do I start investing like this? A friend of mine was describing how he makes money doing investments a certain way. He said that he put some money in some account or something, and people will go somewhere and apply for some sort of loan. The financial place calls him up and tells him who is applying and what they are applying for and all that. He makes the decision on whether or not the loan should go through or not. He said that financial institution tells him how much of a risk the applicant is. What kind of investing is this, and how would someone start doing that? What companies do I look for and so on.

what do you consider a decent, good and excellent return on your investments? what do you consider a decent, good and excellent return on your investments?